Auto Coverage
Auto Insurance for Illinois Drivers
Illinois requires every driver to carry liability coverage. We help you meet the law and then build the rest of the policy around how you actually drive.
Illinois minimum limits are 25/50/20 — $25,000 per person and $50,000 per accident for bodily injury, plus $20,000 for property damage. Those numbers sound big until you see what a modern vehicle costs to replace, which is why most of our clients carry more.
We walk through your commute, your vehicles, who else drives them, and what you could comfortably pay out of pocket after an accident. Then we price it. Most quotes take about five minutes over the phone.
Already insured somewhere else? Bring your declarations page. We'll compare it line by line and tell you honestly if your current policy is the better deal.
What This Policy Can Include
Bodily Injury & Property Damage Liability
Pays for injuries and damage you cause to others. Required in Illinois, and the coverage most worth raising.
Collision
Repairs or replaces your vehicle after an accident, regardless of who was at fault.
Comprehensive
Covers hail, theft, vandalism, fire, flooding, and the deer that comes out of nowhere.
Uninsured & Underinsured Motorist
Protects you when the other driver has no insurance or not nearly enough of it.
Medical Payments
Helps with medical bills for you and your passengers no matter who caused the crash.
Roadside Assistance & Rental Reimbursement
Towing, jump starts, lockouts, and a rental car while yours is in the shop.